Retirement

Pressure on local governments isn’t fading and most likely is heating up. According to a recent Wall Street Journal article: “For many local governments – the 89,000 cities, counties and school districts that provide the most visible government services – more pain is... Continue reading »

We are three months into the new year. Are your 2011 savings goals on track? You, like many others, have most likely set at least one financial resolution or goal you hope to achieve this year. And like many others, you might have excuses for why you haven’t begun working on... Continue reading »

Turn on the tv, radio or Internet on any given day and you’ll see no shortage of news about the fiscal challenges facing many state and local governments. thedreambigsite.org was designed to help public sector workers realize their financial dreams and serve as a platform... Continue reading »

How often do you hear the words “retire” and “sexy” in the same breath? This is rare, if ever, because most of us associate retirement with old people and sex appeal — and sometimes fun and excitement in general — with young people.   Many of us have been even further... Continue reading »

Your retirement plan is a nest egg for your future, a way to avoid becoming a burden on your family in your old age, and a strategy to reduce your tax bill.   But should it also be an easy source for a loan?   You may not have known, but some retirement plans allow... Continue reading »

When my wife and I go shopping for our 17-month-old daughter, we don't go to major department stores first. Heavens no! We head to the thrift store for the best bargains around. Now before you turn up your nose, read on.   On average, a baby’s or newborn’s shoes can cost... Continue reading »

If you're up on your reality tv shows, then you probably know that DWTS is short for "Dancing with the Stars," the reality show that showcases primarily used-to-be and would-be celebrities vying for the #1 dance spot. Dance aficionados are probably tuned-in every week.... Continue reading »

Many workers have a retirement savings account through their employer’s 401 or 457 plan. But does it make sense to also have an IRA? If so, when should you start saving in one? And, which one is the right one for you?   You can contribute up to $5,000 to either a... Continue reading »