Saving

Babies are cute and cuddly. And while you are enjoying these precious moments with your new bundle, remember that now is also the best time to start planning a successful future for them.   Parents, saving for college should start at birth. Why wait to see whether or not... Continue reading »

On my 18th birthday, I woke up with a different feeling and early in the morning I was chanting, “I’m 18, I’m 18!” I felt grown! It didn’t matter that my dad’s responsibility speech went in one ear and out the other. My mom even tried to shush me but that didn’t work either.... Continue reading »

When I started working full time, I had lots of priorities: student loans, rent, food, and of course, entertainment. Retirement savings didn’t even make the list. Then I got a job where my employer contributed fifty cents for every dollar I put into the company’s defined... Continue reading »

A recent survey found that 55 percent of Americans have no plans in place in the event of a personal financial emergency, such as the loss of a job, legal troubles, a serious illness, or any other unexpected problem with financial implications. Those older than 65 and those... Continue reading »

If you’re looking for good deals, and you don’t mind buying used items, the summer season can offer a great shopping option for you — yard sales.   Think about all the household and entertainment items you might want to buy, and you might find that it doesn’t matter to you... Continue reading »

If we were prepared for them, they wouldn’t be called emergencies: the car gets totaled in an accident; the dog or cat breaks a leg; the refrigerator dies. Expensive incidents can happen. And paying for them may not be easy! What options exist for getting money quickly while... Continue reading »

While snowed in during last February’s historic snow storm on the East Coast, my wife and I went through our CD collection. We found CDs that we either had not listened to in years or CD cases that we never even cracked open — a total waste of money.   I remembered that a... Continue reading »

Even if your credit score has taken a hit, a few key moves can help bring it back — and help you get better rates on a mortgage, credit cards, car loans, and even your car insurance.   Check your credit report. Go to AnnualCreditReport.com to get a free report from each of... Continue reading »